How Will Ricardo Guimarães Bring Two Banks Together?

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Posted by LLJ43 | Posted in BMG, Business | Posted on 30-01-2016

Ricardo Guimarães is the scion of the family that owns and operates BMG Bank of Brazil. Their company started as a small bank in a rural area, but it has grown to serve many people in the nation of Brazil. BMG Bank is involved in international investment, loans and other activities that help the country grow. Growth in Brazil has brought in many different banks from around the world, and BMG must fight against these banks for marketshare. A new merger will help BMG survive with a greater marketshare, and this article explains how Ricardo put it together.

#1: Ricardo Wants To Merge With Itau Bank?

Itau Bank is another moderately-sized bank in Brazil that is in need of a merger. Itau brings its own set of customers to the merger, and Ricardo believes that the companies must come together to remain strong. Ricardo is willing to step aside and offer control to some of the members of Itau Bank, and he hopes that the merger will keep both banks going strong.

#2: What Is The New Product Offering?

The new product offering from BMG and Itau is one that focuses on payroll financing. Payroll loans are wonderful products that serve businesses and individuals. A business may day out a payroll loan to keep their payroll on track, but an individual may take out a payroll loan to get extra cash. There is an appeal across Brazil for all these products, and both banks believe they can make the country solvent by helping smaller businesses and citizens.

#3: What Are They Giving Up?

Both companies are giving up larger loans that they believe are a bit too risky. Payment on large loans has not been faithful over the years, and the Dino Blog notes that the companies would prefer to work with loans that are much smaller in scale. The two banks will make up for large numbers with volume, and the two banks will have quite an easy time creating new loans every day. This is a necessary national service that helps people have cash on-hand all the time.

There are several reasons why BMG and Itau must merge, but it took the wisdom of Ricardo Guimarães to bring the two banks together. The companies will have an opportunity to retain staff, and each company will create more customers with help from more welcoming loan products. Everyone who needs extra capital in Brazil may turn to this partnership between Itau and BMG. The larger banks that have moved into the country are taking away customers, but BMG and Itau plan to take those customers back by putting aside their pride to work together on a new payroll loan program.

George Soros Call Donald Trump On The Carpet For Hate Speech

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Posted by LLJ43 | Posted in Social Issues | Posted on 30-01-2016

George Soros was reported in an article in Forbes Magazine speaking on the subject of the current United States presidential election. George was asked to speak on the candidates who are involved in the race, and his opinion is valuable given his ties to political campaigns. This article explains how Soros used Donald Trump as an example of unintended consequences.

#1: Donald Trump Is Doing ISIS’ Work

Donald Trump has used a slew of hate speech to fuel a campaign that attracts angry people who want change. Trump is exercising his first amendment right to free speech, but he does not realizes the consequences of what he is doing. George Soros has seen these problems in the past with hateful rhetoric, and he believes that ISIS is recruiting based on what Trump says.

#2: Closing Borders Never Helps The Situation

George does not want to see America become an isolationist country, and he wants to use the EU as an example of openness. There is a zone where people may pass freely in the EU, and he hopes that Americans will use the EU as example. People who are fleeing the current crisis in Syria will find homes in many EU countries, but those countries must be willing to deal with the financial burden. He sees the opposite happening in America even though the country can handle the financial implications.

#3: Other Candidates Are Not Doing Much Better

Forbes billionaire George Soros is watching the presidential campaign with great interest, and he believes that every Republican candidate has used some form of hate speech to gain followers. People like Ted Cruz are trying to be as hateful as Donald Trump, and the candidates together are creating a firestorm of hate in the middle east. Any Muslim who is predisposed to hating the west will have an even greater reason to join the movement, and it will be harder to fight terrorism in the future.

#4: Soros Work Closely With Democrats

Soros has funded many democratic campaigns, and he runs the Open Society Foundation to help promote equality and democracy. He is seen as one of the most liberal minds in the world, but his words on Trump are beginning to ring true. George has seen hate spewed all over the world in his nonprofit work, and he was subject to quite a lot of anti-semitic hate when he made his fortune speculating on the British pound.

George Soros is something of a sage in the political world. He could be dismissed as partisan, but he clearly has the experience to speak on the subject of the most recent election. Hate speech that is left unchecked could cause a resurgence of Muslim radicalization just as George has predicted.

Get Your Wiki: The Best Wikipedia Writing Service to Work With

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Posted by LLJ43 | Posted in Digital Marketing, Make a Wikipedia Page, Wikipedia Writers for Hire | Posted on 29-01-2016

For any business, having a Wikipedia page is a necessity that helps attract more clients from the online sphere. If you do not have a Wikipedia page, you should consider getting one created as soon as possible. Having one will help you tap into more business and create a wider client base from those people who visit the internet to search for related information. The easiest way to go about the creation of such a page is hiring Wikipedia writers to do it for you.

Get Your Wiki provides you with all your Wikipedia writing solutions. Get Your Wiki is a group of experienced writers who have specialized in writing content for Wikipedia pages. These writers have been in this business for so long that they have mastered all the tricks involved in creating great and acceptable pages. The writers have learned all the rules relating to Wikipedia writing to an extent that they cannot make any mistakes during the writing process. For someone who does not know the rules, it can be very difficult to apply them when writing. This is not a problems for Get Your Wiki writers. This team of writers can make a Wikipedia page within a very short time. Their mastery of all the regulations and the experience they have acquired in this art has given them a speed advantage over all other Wikipedia writers.

Additional services are also offered by Get Your Wiki. If you would like to have your Wikipedia page managed, this is the group to turn to. The management services offered by this team include the updating of pages. In case your business expands and you increase the number of products or services you deal in, these are the experts to make the updates for you. They also ensure your dates reflect the correct information and make amendments to any data that is not correct. The management services also cover checking for malicious edits by other people. Since Wikipedia allows other users to edit information contained on Wiki pages, there could be some people out there who have malicious intentions. Get Your Wiki will monitor your page for such editing to ensure your information remains accurate and free from any malicious intentions from competitors.

You can surely benefit from all the services that Get Your Wiki has to offer. Their services will certainly relieve you from a lot of trouble and worry in creating and maintaining your page. Visit these writers at http://www.getyourwiki.com/ and see their great offers.

Using Apps to Date

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Posted by LLJ43 | Posted in Mobile | Posted on 28-01-2016

Online dating is almost a thing of the past now that everyone owns a smartphone. Dating apps are the new rage amount singles and those wishing to expand their social circles. Dating apps take online dating a step further by using the location features of smartphones. With the location feature enabled, dating apps allow users to see who is in their vicinity, creating a faster and more immediate way of finding a date.

Dating apps pave the way to larger social circles and intimate networking. With online dating in the past it could take a weeks to find another member who checks their profile and responds, but with dating apps it’s immediate. Users can locate people that are active at that very moment and in the general area and schedule to meet up. It is a great way to meet people, not only for romantic rendezvous, but also just to hang out.

Skout is the leading app for expanding social circles. It is available in many different countries and languages. With Skout, users can identify other users in their area to chat and potentially meet up. It is a convenient way to meet friends and make new acquaintances in the same area who enjoy the same activities.

Skout conducted a study about people’s lifestyles and determined that friends are an important part of keeping New Years Resolutions. The study revealed that people are more likely to need emotional support when dieting. 82% of people who took the survey wanted to make new friends this year. With Skout installed on their smartphone that won’t be hard to do. Other findings in the study included things like friends are needed to support lifestyle changes and get promotions at work.

Apps are definitely the next generation in dating. They are quick and easy to use and use the location capabilities of smartphones to limit the distance between potential matches. Not to mention, it definitely makes snapping a profile pic more convenient considering all smartphones come with cameras. Now users will need to learn how to take a good selfie to put as their profile pic. Having the right picture increases chances of getting a date.

Most online dating sites that are popular among singles, also have a corresponding app for the phone. This means that you can browse profiles or update personal information on the fly. Having an app will give immediate notifications if someone tries to contact you. Overall, having a dating app is the more convenient way to date.

Finally a Little Good News For US Markets

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Posted by LLJ43 | Posted in Business | Posted on 26-01-2016

Finally, some good news for the U.S. Stock market. For the first time in four weeks, U.S. stocks closed on a positive note on Friday. This was in large part due to oil recovering from multi year lows.

The S&P 500 got a 2 percent boost while energy jumped 4.3 percent. Oil settled in at $32 which was its highest since the first week of the year. According to Chris Gaffney, president at EverBank World Markets, it was all about oil on Friday.

Oil stopped its massive slide and was even able to rebound by about 9%. This gave investors a little confidence and was just what many of them needed to dip their toes in the market once again.

The week ended with the major U.S. averages being at least a half percent higher. The Nasdaq, which happens to be the best performer, was up 2.3 percent.

Joe Sowin, the head of global equity trading at Highland Capital Management, was quoted as saying, “I think this week’s rally’s (was) largely due to short covering.”

Highland Capital Management is one of the largest and most experienced global alternative credit managers in the industry.

16 years ago, under the leadership of co-founder and current CFA James Dondero, the company launched its first commingled bank loan fund. Every since then Highland Capital has continued to grow year after year.

This is in large part due to the more than 30 years of experience James Dondero brought to the table. Jim, as Mr. Dondero is often referred to, started his career in 1984 as an analyst for the Morgan Guaranty training program.

From 1985 to 1989 he worked for the financial services corporation American Express. He started out as a Corporate Bond Analyst and was later promoted to Portfolio Manager. Jim currently lives in Dallas Texas were he focuses the bulk of his attention on high-yield and distressed investing.

Original article about US Markets closing higher can be found here:
Stocks close higher, post first positive week of the year

Darius Fisher And The Digital Fixer

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Posted by LLJ43 | Posted in Digital Marketing, Social Media | Posted on 22-01-2016

Welcome to the 21st century and the age of the instant impression, where you or your company’s first impressions are made at the touch of a keyboard. It used to be that a first impression was made only in a face to face meeting. Well, that’s how it used to be. Unfortunately, those days have gone the way of the Dodo bird and the American bison, because we now live in the age of the digital personality. If you are a company, celebrity, business executive or even a CEO, that first impression you make is generally never made face to face, it is made instantly by your web presence. To retrieve it all you have to do is type the name of a person or company, into the search box of your favorite search engine and you will come up with pages and pages of digital information about your subject, some of it positive and some of it negative. We are not concerned with the positive information all we want to focus on is the negative information, the digital garbage. This garbage has the ability to digitally taint your image and do it permanent harm. It really doesn’t matter if the information is true or not true, the only thing that matters is that it is available to everyone that looks up information about you or your company. Is there any way you can counteract this?

Welcome also to the age of the digital fixer. One of the new and effective businesses in this digital arena is Status Labs led by crisis expert Darius Fisher. Darius and Status Labs are in the business of giving public figures, executives and even businesses a digital second chance by repairing their online presence. While Fisher’s methods have proven quite effective, and the long list of Status lab’s satisfied customers backs this up, it is still not an easy task. It is generally a long and complicated process, and for those clients that are serious about it, it is also a solution that needs constant attention.

Fisher and his team of professionals haven proven to be experts at handling and resolving destroyed or inaccurate reputations. This fixer says that it can be done using one or two steps or both. The steps include inoculating clients in advance or repairing the damage after the fact. Repair can be done using several proven techniques including the creation and promotion of new search engine content about the client. For the fixer, the trick here is to create new content for the web that is not only relevant but also genuinely interesting so search engines will pick it up and not dismiss it. This is also why changing someone’s search results can be such an intimidating problem.

Yeonmi Park and her Sense of Humor

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Posted by LLJ43 | Posted in Amazing Tales | Posted on 21-01-2016

While Yeonmi has gone through a lot of unbelievable horrors, there is one thing that she has kept. That is her sense of humor. She is a rather funny person in some cases. She also has some rather humorous answers to some of the interview questions. One example of her humor is when she was asked whether or not there would be a Kim in charge of North Korea in 50 years. Her response was that of it is not going to happen because Kim Jong Un will not live as long as her. One reason is that he is fatter than her. Another thing she points out is that he doesn’t like her. Yeonmi Park also appears on a South Korean show in which other North Korean defectors tell about their experiences in North Korea. However, she is going to have to be a little bit cautious with her life because she is being targeted by the Kim regime which is spreading NK News propaganda about Yeonmi. While the common idea is that the regime targeting Yeonmi is a sign that she has done something right, this has actually caused a lot of concern for Yeonmi Park for her family as well as her own life. Yeonmi Park understands that the Kim Dynasty does not value life. This is one thing that she does not take lightly. She does find the weight of that responsibility to be almost too heavy to bear. She almost gave up on the project. However, the idea of letting such an oppressive and barbaric regime continue has proven to be way too appalling for her to quit. As a result, she has continued on in the face of adversity and intimidation, showing a lot of courage in her. She will work very hard in presenting the truth to the media, no matter the cost. Yeonmi Park has undergone plenty of horrific situations that have gotten her to want to help people experience freedom from such oppression. She is slowly learning the risks involved in bringing forth a more humane society in North Korea. She is willing to risk her life and the life of her relatives to bring the North Korean regime to an end.

Handling a “Shark Attack”

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Posted by LLJ43 | Posted in Business, Internet | Posted on 20-01-2016

Companies are always going to be under fire. Customers will either love them, deal with them, or hate them. How a company handles all three types of customers says a lot about the companies message and viability in the future. White Shark Media has had their share of complaints and attacks from unhappy customers, just as they have had rave reviews. How they handle the attacks and complaints tells you the type of service to expect and company that they are.
There are many area’s that customers can communicate their experiences. It can be difficult for a company to make sure they reach all areas so that no customer slips through the cracks. White Shark Media response on Facebook, youtube, yelp, their website, and other social media outlets which they are a part of. This is key so that not only do your loving customer’s continue to feel that love, but your negative customers get a chance to see a side of the company that maybe they hadn’t noticed before. Having any comment addressed is important for customers to feel safe and secure with the company they have chosen. Even a negative comment can become a positive relationship if it gets the attention needed to handle genuine issues and White Shark Media strives to accomplish just that.
Timely responses are another aspect of customer communications that not all companies seem to understand. If a customer says anything and it goes unaddressed they may feel as though their experience wasn’t important to the company. White Shark Media has shown the ability to respond on all media outlets quickly and with open arms. I noticed that many times they would attempt to correct or address issues brought to their attention within a short period of time.
Lastly, what a company does for its customers is the last step to fostering long term relationships. If a customer offers a valid complaint and is offered little to nothing in response then the relationship will end on the spot, along with any referrals or potential customers who notice that sort of behavior. White Shark Media seems to offer either a solution to the issue at hand or they offer an invitation to further communicate to work through the issue. Attention to the details of a customer’s interest allows for all interactions to potential lead to long lasting relationships.
Attention to details, timely responses, actions with words are cornerstones for any business’s customer relations. It is refreshing to see a company willing to put the time and energy in all aspects of it’s relationship with the consumers that keep it alive. White Shark media seems to be very capable of meeting all the needs for lasting positive customer relations even if issues come up.
You can like them on Facebook.

Explaining The Basics Of Commodities Investment

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Posted by LLJ43 | Posted in Business | Posted on 19-01-2016

Commodities investment is one of the most complex ways to invest, but it need not be a scary experience for the investor. Sam Tabar is a brilliant investment strategist in New York City who has advice for commodities investors. His simple explanation for what makes the commodities market work will help anyone with an eye on investing, and this article explains his simple steps for making wise commodities investments.

#1: Research

On Instagram Sam wants everyone who chooses to invest in commodities to do their research before spending a dime. Every investment must be made on a company that shows great promise to the investor, and each company must have a great credit rating to back up its price. The credit rating for the business is an important part of the decision process, and the companies reviews must be equally-good.

#2: Check The Management

The management of a fund is a very important, and checking into the management of a fund helps make the fund far more attractive. Improperly-managed funds will waste money on poor investments, and the fund will cause quite a lot of stress for the investor. Good managers look ahead at the value of a fund over time, and the portions of the fund that were invested early must be able to sustain demand.

#3: Check The Market

The market for a certain commodity may not be as strong as the price of the commodity indicates. The price of oil was once so high that there was no reason to believe it would fall this much, and the oil prices have dropped so much that people who believed in oil reserves are now losing money. The money lost in these investments cannot be recovered overnight, and it is possible that people will never recover their money.

Natural gas was equally-high in the past, and the prices of gas have fallen such that early investors were losing more money than they could spend. Sam wants his investors to understand that research will save them from such circumstances. A short search on the Internet would have quickly caused people to avoid issues with their gas or oil investments.  Currently Sam is the CEO of FullCycle Fund, so he definitely knows what he’s talking about.

There are many people who are ready to invest in commodities, but they must take the advice of Sam Tabar before spending their money. Sam prefers to allow his investors to do their own research, and he knows that better decisions can be made in the future.  He thinks you need to really investigate before making a full decision.  That’s why he’s looking into companies like THINX, and opening up his own GoFundMe account as well. Make sure to read more about Sam and his full bio on About.me.

Unmasking Marcio Alaor

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Posted by LLJ43 | Posted in Banks, BMG, Business | Posted on 16-01-2016

It was during the 33rd Agricultural Exhibition of Santo Antonio do Monte, known as Expose Samonte that opened the Food Court Marcio Alaor de Araújo in honour of the BMG executive of the same name that is a private financial institution with more than 85 years of experience in the financial market. The award emphasized the services of Marcio Alaor to his hometown, professional growth achieved through a lot of hard work, and the ever-present support of the city’s residents, who instigated the research and achieved their professional and personal goals, but without losing their roots and their origins. Dr. Wilmar Father, Marcio’s doctor, and his former friend, was largely responsible for bringing out Marcio Alaor’s potential that produced the great man we know today.

 

When Marcio was still a child, Wilmar sent clean shoes every week for him to shine. When she was asked, she said the boy needed to make some money, but that work was important if he was to achieve what he wanted in life and this is probably why Marcio did it. From shoe shining to becoming one of the BMG bank executives, Marcio Alaor followed the teachings of his mentor Dr. Wilmar and always sought to study, grow, learn and strived to climb to the top. He is now vice president of Banco BMG, one of the largest financial institutions in Brazil, consolidating its position as one of the greatest Brazilian businessmen in the finance sector.

 

In acknowledgment of his service to the BMG organization, he got a plaque praising his work and relationship with everybody around the local area, regard for the client’s problems, particularly since he became vice president and love for the company property. The president of the Rural Union, Vilmar Octavian, added that Marcio Alaor had constantly done and kept on accomplishing new heights for the firm. Many people agree that Marcio is of key significance to the firm and is directly responsible for helping farmers around Santo Antonio do Monte.

 

Marcio Alaor says that for him, life is not a resume the purchasing power because valuing great friendships is crucial so as not to lose a bit of our essence. He also highlights how much he is grateful to all the accolades the company receives from the public. As an economist, he is of the opinion that the company is bound to grow despite the financial crunch that hit the world a few years ago.

 

Article as found on Exame.com